Management Liability Insurance

Run your business without the worry of financial loss from allegations of wrongdoing.

  • Compare multiple insurers online and get cover that fits your needs
  • Trusted by over 55,000 Australian businesses
  • Flexible payment options to make budgeting easier – monthly or annually

The cover

Protects your company and you as director (including personal assets) against legal costs for allegations of mismanagement, misconduct or legislative breaches.

What is included

  • Damages and claimant costs awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Some civil fines & penalties

What is typically NOT included

  • Bodily injury and property damage
  • Insolvency
  • Dishonesty / criminal action
  • Known claims and circumstances

Why it’s important

Management Liability insurance protects the company and the individuals who undertake the vital roles within the business against the risks and exposures associated with running the company.

Who it’s for

An important consideration for any company that has 2 or more employees, and especially critical for private companies, company directors and senior management teams.


March 09, 2015

A restaurant in Adelaide had a group of 4 employees steal alcohol and stock over a period of time, totalling $255,000. The stolen goods were then on-sold to unsuspecting purchasers, including other restaurants, and the employees pocketed the proceeds.

They finally discovered the missing items during stocktake, and after a thorough investigation involving employee interviews and surveillance camera footage, the scam was finally uncovered.

The restaurant was fortunately able to claim the value of the stolen goods under the crime section of their management liability insurance policy, which they had taken out as part of their Business insurance package.

These business insurance products are distributed by BizCover Pty Ltd (ABN 68 127 707 975, AFSL 501769). If you choose to purchase these products we will refer you to them. If you purchase a product as a result of a referral, we will receive a fee. BizCover acts as the agent of the insurers in respect of the insurance products offered on the website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.  Information on this website is general information only, you should read the Product Disclosure Statement or policy wording to ensure you understand the full details of any product you are interested in purchasing (including inclusions and exclusions).