Personal Accident Insurance

Provides peace of mind by protecting your flow of income if you’re unlucky enough to be injured or suffer a nasty illness.

  • Compare multiple insurance quotes and get the cover that works for you
  • Flexible payment options to make budgeting easier – monthly or annually
  • Best price with our BizCover ‘Price Promise’

The cover

Personal Accident insurance replaces the majority (ie 85%, up to $3,000) of your lost income if you suffer an injury or defined illness and cannot perform your normal work functions, for a period of up to 2 years.

Why it’s important

Your ability to earn an income is one of your greatest assets, and an illness or injury that prevented you from earning money for a significant period could put a major dent in your financial plans.

Who it’s for

Any employed individual or small business owner would benefit from considering a policy to protect their income, and premiums are generally tax deductible


January 29, 2014

A social game of rugby resulted in a scaffolder rupturing his anterior cruciate ligament and medial cruciate ligament, knocking him out of action for a few months.

The scaffolder received a weekly benefit of $1,600 for 2 months while he recovered from his injury. The insurer also worked with him on a comprehensive rehabilitation plan, which helped him return to work 3 months earlier than the 5 months the doctors had initially anticipated.

These business insurance products are distributed by BizCover Pty Ltd (ABN 68 127 707 975, AFSL 501769). If you choose to purchase these products we will refer you to them. If you purchase a product as a result of a referral, we will receive a fee. BizCover acts as the agent of the insurers in respect of the insurance products offered on the website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.  Information on this website is general information only, you should read the Product Disclosure Statement or policy wording to ensure you understand the full details of any product you are interested in purchasing (including inclusions and exclusions).