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Ezicover® Life Insurance

Providing a measure of financial security for your loved ones and peace of mind for you.

  • Pays your chosen accepted benefit if you pass away or become terminally ill with a life expectancy of less than 12 months.
  • The money can be used to help keep things on track for your family when you are no longer around.
  • You can also benefit from a 10% discount for the second life, where two applications are submitted at the same time and both policies are issued**.

Cover Levels

The cover level you can apply for depends upon your age#.

Your AgeMaximum cover you can apply for
19 to 45 Up to $1,500,000
46 to 54 Up to $1,000,000
55 to 59 Up to $750,000
60 to 69 Up to $500,000

Benefits and features+:

Zurich offers life insurance to help you provide financial security for you and your family.


Cover is available for Australian residents aged between 19 and 69.

Immediate cover

Upon acceptance you have immediate cover for death by any cause, excluding suicide in the first 13 months of cover.

Terminal Illness benefit

If you are diagnosed with a Terminal Illness with less than 12 months to live, the benefit will be paid in advance ~.

First month’s cover free on acceptance


10% Multi-life discount for the second life where two applications are submitted at the same time and both policies are issued **.

Competitive premiums

Future insurability benefit

Increase your death benefit by up to $100,000 in any one year without reassessment in the event of certain life changes # *.

Cash advance benefit

$15,000 advance payment while your death claim is being settled.

24 hour worldwide cover

30-day cooling-off period

So you can make sure the policy is right for you.

Simple and easy application process – online or phone

# * Death benefit can be increased by up to $100,000 in any one year until the policy anniversary after your 54th birthday without reassessment of your personal circumstances, following marriage, divorce, becoming a parent, becoming a full-time carer or becoming a widow or widower.

** Available for Ezicover Life Insurance only where you and another person apply for two policies at the same time and both policies are accepted.

~ If you are medically diagnosed with a terminal illness where your life expectancy is less than 12 months, the benefit will be paid in advance (supported by specialist medical practitioners and by Zurich’s medical advisers). The amount payable under this Death benefit is reduced by any amount paid under the Cash advance benefit.

+ This is a summary of the benefits only. Terms and conditions apply. For full details please refer to the Ezicover Life Insurance Product Disclosure Statement.

Ezicover Insurance products are issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover Insurance products and WYZA Limited is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant Product Disclosure Statement, available here which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. WYZA Limited does not recommend, endorse or advise you about this insurance. WYZA Limited can only refer you to Zurich. If you buy an Ezicover policy, WYZA Limited will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you.